AGNOS

EMV L2 framework

Agnos is a comprehensive, certified, EMV L2 framework. Our commitment is to protect solution providers from EMV acceptance complexity by abstracting it, offering generic EMV Level 2 APIs, test automation means, and streamlining certification stages.

Standardization, commoditization, and simplification are at the core of the Agnos product stack which conforms to EMV books II/III, A/B and C-x.

See our current L2 Kernel Library Listing.

Targeted
Users &
Applications

Terminal manufacturers, integrators, and solution providers

Anywhere and every instance where physical card acceptance is available and needed.

View all industries

Pros

Benefits

01.

Portability

A wide variety of platforms with diverse OSs have been integrated, certified and deployed with the Agnos EMV Level 2 stack worldwide, from common embedded platforms to pure exotic hardware. Agnos EMV stack runs on top of a HAL - The Generic Platform Interface (GPI) - which allows Agnos software to be deployed with any EMV ready hardware. The GPI platform instance covers services required to support EMV card processing and acquirer/processor security requirements. The GPI is the cornerstone of Agnos, and enables the development of generic, platform & OS abstract payment applications.

02.

Flexibility

Agnos logical architecture supports different physical deployments such as standalone acceptance systems, ATMs, light mobile payment solutions, or even more complex client/server architectures. No assumptions have been made regarding the ICS and payment system regionalization during the architecture and design stages, so Agnos may be adapted to any merchant context for a smooth and sustainable EMV migration.

03.

Security

Agnos offers various levels of security that are integrated during the certification target stages. EMV security relies on PK infrastructure cryptography that is implemented using software or hardware services (depending on platform capabilities). Acquirer/processor security requirements are separated in order to integrate any local or specific needs. They typically rely on Symmetric Key cryptography and key management schemes. Several services have been abstracted to comply with the wide variety of global and local requirements. PCI related services include SRED primitives, and many algorithms such as DUKPT, Master/Session, AES, ECC.

04.

Maintainability

Software maintenance is crucial in the context of a RegTech environment like EMV Level2 certification. Agnos integrates test procedures to detect potential regressions and a combination of automated and integration tests are used.

05.

Certificability

Agnos is a fully functional and qualified EMV stack, ready to be submitted to Laboratories for the TA certification process. It includes all global Kernels and most local ones (American Express, Union Pay, Discover, EFTPOS, EMVCo, Gemalto, JCB, Interac, MasterCard, Visa, …). The precondition to passing a TA is GPI integration (all hardware services must be connected to the HAL before entering the TA stage). The Agnos Framework and its kernel libraries are constantly qualified and reflect the most up-to-date test plans and accredited test tool libraries.

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Technical Specifications

Specs

Environment

Card present both attended and non-attended scenarios.

Terminal Types

Classic POS, mPOS, SoftPOS (MPoC)

Payment Services

Purchase, Refund, Cancellation, Cashback, and Cash

Technologies

Contact, Magstripe and Contactless

Key Benefits

Portability, Flexibility, Security, Maintainability, Certificability

TargetedUsers &Applications